My dad just got the bill for my exciting trip to the doctor for my bronchitis last month. It was nearly $1,000! Holy hell. $400 was just for going to the emergency room, since I don't have a family physician down at campus and I had a 103 degree fever, so I needed to go somewhere quick. Our lovely insurance is only paying $350 (to quote my dad, "Those crooks. I hope Obama puts them all out of business). Thankfully my family isn't poor, but we're not rich either, and having to pay $650 so someone can tell my I have bronchitis (which I could have guessed, since I was around my friend who had it) and prescribe me meds is pretty crappy.
I don't claim to understand all of the inner workings of insurance, but this seems a bit ridiculous to me. I hardly ever get sick enough to go to the doctor. Other than regular physicals required for school and sports and my bronchitis last month, I think the last time I had to go was when I broke my foot when I was 5. So tell me again why we've put all this money into an insurance company for me, and then when I actually get sick, they only pay a tiny fraction of a cost? They won't even pay for my birth control or my Gardasil vaccines because they consider it "optional" instead of "preventative." Instead I shell out $600 bucks a year to make sure I don't spit out a baby or having crippling periods. They should be paying me to make sure I don't clog up the welfare system with another kid and that I finish earning my degree so I can some day have a wonderful job that stimulates the economy and cures cancer (or something like that).
Sorry to rant, but it's pretty annoying. I know insurance companies love people like me who never get sick but keep putting money into the system. I just wish that when I do get sick, they would actually do their freaking job.